Super Safemove gives you the all around coverage that you need. Super Safemove is Safemove protection plus ALI.
Super size your protection with Super Safemove! Safemove plus $1,000,000 in liability coverage,
You are responsible for all damage to U-Haul rental equipment up to the full replacement value and damage to third parties over the minimum financial requirements required by law automatically afforded with a rental contract. But when you select Super Safemove protection, you may be relieved of this responsibility and be afforded liability protection up to $1,000,000 (subject to exclusions). ALI is your excess automobile liability insurance policy that provides additional liability insurance within limits provided by the policy.
The purchase of Super Safemove is not required in order to rent a U-Haul truck, but some personal auto-insurance policies do not cover damage to rental trucks or provide liability protection. However if your personal insurance policy provides coverage on an owned automobile ALI may provide a duplication of coverage. Even if yours does cover rental trucks, you have deductibles and increased premiums to consider. And there are NO credit cards do not cover damage to rental trucks.
Damage waiver protection, which frees you of responsibility for collision damage to the rental equipment (subject to exclusions). Without this coverage, you may be responsible for any and all damage, up to the full replacement value of the equipment.
Cargo protection, which covers damage to your cargo resulting from collision, fire, upset and overturn of the rental truck (protection is for cash value and is subject to exclusions).
Medical/life protection, which provides you with medical and life coverage, as a result of an accident, 24 hours a day during the term of the rental contract. Your passengers' coverage applies only while they are riding in the truck or towing vehicle.(subject to exclusions)
Additional Liability Insurance (ALI) is your excess automobile liability insurance policy that provides additional liability insurance, within specified limits. ALI can provide you and authorized drivers (as defined in the U-Haul rental contract), against claims made by third parties against you, the customer, from bodily injury/death and property damage caused by the use or operation of a U-Haul rental truck. The purchase of ALI is not required in order to rent a U-Haul truck but many personal auto policies do not cover rental trucks.
However, your personal insurance policy providing coverage on an owned automobile, or other personal policy, may provide additional coverage, and to the extent, ALI may provide a duplication of coverage.
The protection afforded by ALI (if ALI is accepted), is primary to your own policies.
See ALI policy for exclusions.
Super Safemove additional liability coverage is there should bodily injury and property damage claims be made against you by people injured in an accident in addition to the Safemove damage waiver, cargo and medical/life protection. You and authorized drivers are covered while driving your U-Haul rental truck within the United States and Canada, but only if the truck is rented and returned in the United States. ALI safeguards your personal insurance policy for the first $1 million of losses. Your personal auto policies may or may not cover rental trucks. Your policy should be thoroughly checked for the terms and conditions associated with rental trucks. If you are not sure of the extent of your policy's coverage, ask your insurance agent or your insurance company (U-Haul representatives and agents are not qualified to evaluate the adequacy of your personal auto policy). What about credit card coverage? No credit card companies cover rental trucks. As with any policy, you should check the extent of the coverage carefully with the card issuer. All exclusions, terms and conditions are stated in the policy; it is important that you read the policy carefully.
The additional liability coverage portion of Super Safemove is subject to the terms and conditions, benefits and exclusions as set forth in this Ace American Insurance Company policy. and the Texas Amendatory.
Super Safemove is subject to exclusions set forth in the U-Haul rental contract addendum.
Super Safemove is not available in all states. Ask your local representative for details.
Safemove, Protection and Super Safemove * are subject to exclusions set forth in the U-Haul rental contract addendum and each is optional. Some portions of these protection packages are underwritten in the USA by Republic Western Insurance Company, Phoenix, AZ. In Canada, some portions are underwritten by Commonwealth Insurance Company, Vancouver, BC. In Hawaii, some portions are underwritten by National Union Fire Insurance Company, Pittsburgh, PA. Customers owning real or personal property may have policies that provide similiar coverage elements (check your policies). Any questions call 1-800-528-0463, ext. 6755. To report claims, call: 1-800-528-7134, ext. 6520.