How To Protect Your Moving Truck Rental

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If you don’t add damage coverage to your equipment rental, you will be held responsible for any damage that occurs during your move, whether accidental or not.

Credit card and auto insurance companies don’t usually cover damage to moving trucks.

If you find that your current insurance providers will not cover your truck rental, you can look at the damage coverage options that U-Haul offers. U-Haul offers two damage coverage options for your moving truck – Safemove® and Safemove Plus®.

Safemove® and Safemove Plus® damage coverage

Safemove®

  • Damage Waiver - Covers most accidental damage to the rental truck
  • Cargo Coverage - Covers damage to your goods
  • Medical & Life Coverage - Provides you and your passengers with coverage toward medical bills and also includes life coverage

Safemove Plus®

  • Damage Waiver - Covers ANY accidental damage to the rental truck with exclusion free coverage
  • Cargo Coverage - Covers damage to your goods
  •  Medical & Life Coverage - Provides you and your passengers with coverage toward medical bills and also includes life coverage
  • Supplemental Liability Insurance - adds $1,000,000 in liability coverage for damage to others and their property

Visit our Damage Coverage page for more detailed information

Benefits of U-Haul Damage Coverage vs your current protection plan 

Even if you think your current credit card or auto insurance will provide protection for your moving truck rental, you may still want to purchase damage coverage.

If your credit card or auto insurance does cover a moving truck rental and you file a claim keep in mind that you’ll still have to pay your deductible and run the risk of having your rates go up, which will cost you more in the long run.

The damage coverage options through U-Haul will cover your cargo, but your credit card or auto insurance may not.

Lastly, if you use your own insurance, you will have to pay for any new damage to your rental truck at the time of the accident, and you will end up waiting to settle with your auto or credit card company for the reimbursement.

Get damage coverage today

U-Haul damage coverage adds convenience and peace of mind for your move. Accidents happen, but with Safemove® and Safemove Plus®, you will be able to rest easy knowing that you are protected from financial responsibility for damages and theft of the equipment.

The best thing to do if you're unsure is to call your auto insurance agent and ask them directly what your personal insurance includes because policies vary from person to person.

Find more information on our damage coverage options.