{"id":11894,"date":"2013-06-21T08:00:24","date_gmt":"2013-06-21T15:00:24","guid":{"rendered":"https:\/\/movinginsider.com\/?p=11894"},"modified":"2019-07-15T14:17:11","modified_gmt":"2019-07-15T21:17:11","slug":"safemove-or-safemove-plus-coverage-series","status":"publish","type":"post","link":"https:\/\/www.uhaul.com\/blog\/2013\/06\/21\/safemove-or-safemove-plus-coverage-series\/","title":{"rendered":"SafeMove or SafeMove Plus &#8212; Coverage Series"},"content":{"rendered":"<p><em><strong><a href=\"https:\/\/movinginsider.com\/wp-content\/uploads\/2013\/06\/SafeMove.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft wp-image-39855 size-large\" src=\"https:\/\/movinginsider.com\/wp-content\/uploads\/2013\/06\/SafeMove-1024x379.jpg\" alt=\"coverage\" width=\"1024\" height=\"379\" srcset=\"https:\/\/www.uhaul.com\/blog\/wp-content\/uploads\/2013\/06\/SafeMove-1024x379.jpg 1024w, https:\/\/www.uhaul.com\/blog\/wp-content\/uploads\/2013\/06\/SafeMove-300x111.jpg 300w, https:\/\/www.uhaul.com\/blog\/wp-content\/uploads\/2013\/06\/SafeMove-768x284.jpg 768w, https:\/\/www.uhaul.com\/blog\/wp-content\/uploads\/2013\/06\/SafeMove.jpg 1702w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><br \/>\n<\/strong><\/em><\/p>\n<p>Here at Moving Insider, we&#8217;ve been taking some time to cover the different protection options you have when dealing with rental moving equipment or self-storage units. As we start to wrap up, I want to cover a topic that we get a lot of questions about. People who are moving know that they need some sort of coverage, but often times, they aren&#8217;t sure how much coverage they really need.<\/p>\n<p>Most DIY movers are doing it themselves because they are on a budget &#8212; and when budgeting, it may seem like a good idea to cut costs on things that don&#8217;t provide immediate or physical use, like a coverage plan. But in the long run, that may prove to be a choice that adds costs to the bottom line, instead of removing them.<\/p>\n<p>A benchmark for the entire industry,<a title=\"SafeMove by U-Haul\" href=\"https:\/\/www.uhaul.com\/DamageCoverage\/?utm_campaign=uhaulsm&amp;utm_source=blog&amp;utm_medium=trucks&amp;utm_content=20130621-safemoveorsafe\" target=\"_blank\" rel=\"noopener\"> SafeMove<b>\u00ae<\/b> by U-Haul<\/a>, comes with two levels of protection, standard SafeMove<b>\u00ae<\/b> and SafeMove Plus<b>\u00ae<\/b>. The one main difference is liability.<\/p>\n<p><a href=\"https:\/\/movinginsider.com\/wp-content\/uploads\/2013\/05\/SafeMove-Infographic.png\"><br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-10917 size-full\" src=\"https:\/\/movinginsider.com\/wp-content\/uploads\/2013\/05\/SafeMove-Infographic.png\" alt=\"coverage\" width=\"1056\" height=\"818\" srcset=\"https:\/\/www.uhaul.com\/blog\/wp-content\/uploads\/2013\/05\/SafeMove-Infographic.png 1056w, https:\/\/www.uhaul.com\/blog\/wp-content\/uploads\/2013\/05\/SafeMove-Infographic-300x232.png 300w, https:\/\/www.uhaul.com\/blog\/wp-content\/uploads\/2013\/05\/SafeMove-Infographic-1024x793.png 1024w\" sizes=\"(max-width: 1056px) 100vw, 1056px\" \/><\/a><\/p>\n<h2>SafeMove<b>\u00ae<\/b><\/h2>\n<p>The Standard SafeMove<b>\u00ae<\/b> Plan has 4 main functions. It covers the U-Haul rental truck and everything inside it.<\/p>\n<ol>\n<li><span style=\"font-size: small\"><span style=\"line-height: 19px\">Medical\/Life Coverage &#8212; Covers the driver and\u00a0<\/span><\/span>passengers<span style=\"font-size: small\"><span style=\"line-height: 19px\">\u00a0of the U-Haul for up to $1,000 of medical bills in the case of an accident. Provides driver and passenger with life coverage valued up to $25,000 and $15,000 respectively.\u00a0<\/span><\/span><\/li>\n<li>Cargo Coverage &#8212; Covers your goods from collision, fire, windstorm and overturn of the rental truck. $25,000 worth of coverage on a One-Way rental, and $15,000 on an In-Town rental.<\/li>\n<li>Damage Waiver &#8212; Frees you of most &#8220;accidental damage&#8221; to the rental truck, including dents, paint chips and dings. The damage waiver does not cover overhead collisions (such as bridges or low hanging roofs.)<\/li>\n<li>Towed Property Coverage (SafeTow<b>\u00ae<\/b>) &#8212; Protects your personal car while being towed on a U-Haul towing device or personal property in a trailer.<\/li>\n<\/ol>\n<h2>SafeMove Plus<b>\u00ae<\/b><\/h2>\n<p>SafeMove Plus<b>\u00ae<\/b> covers all of the above, while also providing Supplemental Liability Insurance. Standard SafeMove<b>\u00ae<\/b> does not cover property outside of that owned by the renter and U-Haul. SafeMove Plus<b>\u00ae<\/b> will cover damage to others and their property.<\/p>\n<ul>\n<li><span style=\"line-height: 12.997159004211426px\">$1,000,000 for property, bodily injury or lawsuits brought forward by 3rd parties not involved with the rental (eg. someone who has been hit)<\/span><\/li>\n<li>No increased premiums on your personal insurance plan<\/li>\n<li>No out of pocket fees<\/li>\n<li><strong>Overhead Collision Damage<\/strong><\/li>\n<\/ul>\n<p>So in short, SafeMove Plus<b>\u00ae<\/b> offers everything SafeMove<b>\u00ae<\/b> offers with the addition of liability coverage. This is important if your personal insurance does not cover rental trucks, which we discovered after lots of research that most do not &#8212; this goes the same for credit cards.<\/p>\n<p>Be sure to check with your insurance agent or company to make sure you are covered if you choose to opt-out or only take the standard protection.<\/p>\n<p><em><strong>Have you ever been in an accident and used SafeMove<b>\u00ae<\/b> or SafeMove Plus<b>\u00ae<\/b>? What was your experience with it? Did you opt-out and wish you hadn&#8217;t? Let us know in the comments below.<\/strong><\/em><\/p>\n<p><strong>Related Posts<\/strong><\/p>\n<ul>\n<li><a title=\"What to Look for in Storage Coverage -- Moving Insider\" href=\"https:\/\/movinginsider.com\/2013\/06\/07\/what-to-look-for-in-storage-coverage\/\">What to Look for in Storage Coverage<\/a><\/li>\n<li><a title=\"Better Safe Than Sorry -- Insurance For Your Next Move\" href=\"https:\/\/movinginsider.com\/2012\/08\/09\/insurance-for-your-move\/?utm_campaign=UhaulSM&amp;utm_source=blog&amp;utm_medium=articles\">Better Safe Than Sorry &#8212; Insurance For Your Next Move<\/a><\/li>\n<li><a title=\"What to Look for In Towing Protection -- Moving Insider\" href=\"https:\/\/movinginsider.com\/2013\/06\/14\/what-to-look-for-in-towing-protection\/?utm_campaign=UhaulSM&amp;utm_source=blog&amp;utm_medium=articles\">What to Look for in Towing Protection<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Here at Moving Insider, we&#8217;ve been taking some time to cover the different protection options you have when dealing with rental moving equipment or self-storage units. As we start to wrap up, I want to cover a topic that we get a lot of questions about. People who are moving know that they need some [&hellip;]<\/p>\n","protected":false},"author":198,"featured_media":10917,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[9,194],"tags":[128,345,152,703,702,701,656,346],"class_list":["post-11894","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moving-2","category-moving-trucks","tag-moving-truck","tag-rental-truck","tag-safemove","tag-safemove-or-safemove-plus","tag-safemove-plus","tag-safemove-vs-safemove-plus","tag-u-haul-insurance","tag-u-haul-truck"],"_links":{"self":[{"href":"https:\/\/www.uhaul.com\/blog\/wp-json\/wp\/v2\/posts\/11894","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.uhaul.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.uhaul.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.uhaul.com\/blog\/wp-json\/wp\/v2\/users\/198"}],"replies":[{"embeddable":true,"href":"https:\/\/www.uhaul.com\/blog\/wp-json\/wp\/v2\/comments?post=11894"}],"version-history":[{"count":2,"href":"https:\/\/www.uhaul.com\/blog\/wp-json\/wp\/v2\/posts\/11894\/revisions"}],"predecessor-version":[{"id":53945,"href":"https:\/\/www.uhaul.com\/blog\/wp-json\/wp\/v2\/posts\/11894\/revisions\/53945"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.uhaul.com\/blog\/wp-json\/wp\/v2\/media\/10917"}],"wp:attachment":[{"href":"https:\/\/www.uhaul.com\/blog\/wp-json\/wp\/v2\/media?parent=11894"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.uhaul.com\/blog\/wp-json\/wp\/v2\/categories?post=11894"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.uhaul.com\/blog\/wp-json\/wp\/v2\/tags?post=11894"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}