How to Load a U-Haul Flatbed Trailer in 5 Easy Steps

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Correctly loading a U-Haul® toy hauler, our 16-foot flatbed utility trailer, is one of the most important parts of towing this trailer safely. The quick version of how to load: Place heavier items toward the front, secure everything tightly, and double-check your setup before you hit the road. 

Follow these five easy steps to help prevent sway, protect your cargo, and enjoy a smoother tow.

How to Load a U-Haul Flatbed Trailer

  1. Park and prepare the trailer
  2. Plan your load before you lift
  3. Load the heaviest items first
  4. Secure everything with proper tie-downs
  5. Do a final safety check

Step 1: Park and Prepare the Trailer

Start by parking your tow vehicle and flatbed trailer on level ground. Make sure the trailer is securely connected to your vehicle before loading.

Before you begin:

  • Put the tow vehicle in park and set the parking brake.
  • Confirm the coupler is fully seated on the hitch ball.
  • Attach safety cables and check lighting connections.

Keeping the trailer attached during loading prevents tipping and keeps everything stable as weight is added.

Step 2: Plan Your Load Before You Lift

Take a few minutes to organize your cargo before placing anything on the trailer. Flatbed utility trailers are designed for hauling large, heavy items, but how you arrange them matters. 

General loading guidelines:

  • Place about 60% of the total cargo weight toward the front of the trailer.
  • Keep weight centered side to side.
  • Avoid stacking items too high, which can raise the center of gravity.

If you are towing a vehicle (like a side-by-side, truck, or ATV), be sure you’re still following the 60/40 weight distribution. This front-heavy balance helps reduce sway and whipping while towing. There is a load line on the toy hauler you can refer to while loading, and we recommend also reading the user guide for more detailed information. 

Step 3: Load Heaviest Items First

Begin loading with your heavier items, positioning them over the load line in front of the trailer axle. This creates a stable foundation for lighter cargo.

Tips for loading:

  • Set heavy equipment or furniture flat against the trailer deck.
  • Keep items aligned straight with the trailer, not angled.
  • Leave space to properly secure each item.

Lighter items can be added later, filling in gaps without shifting weight backwards. Remember, 60% of the total cargo weight needs to be in front of the load line. 

Step 4: Secure Everything with Proper Tie-Downs

Once all cargo is on the trailer, it must be fully secured before travel. Unsecured cargo can shift during turns or braking and cause dangerous sway. Be sure to bring your own tie-down straps, as the toy hauler does not come with straps. 

Use these best practices:

  • Attach tie-down straps to the trailer’s D-rings.
  • Tighten straps so cargo cannot move forward, backward, or side to side.
  • Check that nothing extends beyond the trailer edges.

Give each item a firm push. If it moves, tighten your tie-downs again, and you may need to add more.

Step 5: Do a Final Safety Check

Before driving away, walk around the trailer and double-check your work. Your final check should include:

  • Cargo is balanced and firmly secured
  • Hitch, safety cables, and lights are connected
  • Nothing is loose or dragging

After driving a short distance, stop and recheck the load. Tie-downs can loosen as cargo settles.

Make Towing Easier With the U-Haul Toy Hauler

Ready to tow with confidence? Reserve a U-Haul trailer today and get the right equipment for your next haul.

 

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