Affordable Cities to Move to this Year: Where Your Money Goes Further
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If you’re thinking about relocating but want to keep your expenses in check, you’re not alone. Many Americans are moving to smaller, more affordable cities where housing costs, utilities, and everyday expenses don’t break the bank. Whether you’re chasing a lower cost of living, a slower pace, or simply more space for your money, there are plenty of cities across the U.S. that offer big value without the big price tag.
What’s the Cheapest State to Live In?
Your money will go furthest in West Virginia, where the cost of living is 15.9% lower than the national average. Affordable housing and inexpensive groceries make it one of the most budget-friendly states in the country — ideal for anyone looking to maximize their income.
Other Low-Cost Places to Live
Kansas, Oklahoma, Mississippi, and Arkansas also rank among the most affordable states to call home. Each offers a blend of small-town charm, low housing costs, and a slower pace of life that’s drawing new residents in search of simplicity and savings.
Brownsville, TX
Located at the southern tip of Texas, Brownsville offers year-round sunshine and is often cited as having the lowest cost of living in the country. Housing and utilities are well below the national average, and its proximity to the Gulf of Mexico provides plenty of opportunities for outdoor fun without expensive travel. For anyone working remotely or looking for a warm climate on a budget, Brownsville is hard to beat.
Cost of Living in Brownsville, TX |
|
|---|---|
|
Rent (in city center) |
$783 |
|
Utilities (per ~915 square feet) |
$200 |
|
Gas (per gallon) |
$2.75 |
|
Mid-Range Restaurant Meal for Two |
$55 |
Source: Numbeo
Decatur, IL
Decatur blends Midwestern friendliness with affordable living. The city’s housing market is especially attractive — median home prices are far below the national average, and renters can find spacious apartments at a fraction of what they’d pay in bigger cities. Plus, local parks and Lake Decatur make it easy to enjoy the outdoors without spending much.
Cost of Living in Decatur, IL |
|
|---|---|
|
Rent (in city center) |
$875 |
|
Utilities (per ~915 square feet) |
$85 |
|
Gas (per gallon) |
$3.63 |
|
Mid-Range Restaurant Meal for Two |
$85 |
Source: Numbeo
South Bend, IN
Known for being the home of the University of Notre Dame, South Bend offers more than just college-town spirit. It’s also one of the most affordable urban areas in the Midwest, with a cost of living about 10% lower than the U.S. average. The city’s mix of revitalized downtown areas and affordable neighborhoods makes it appealing for both young professionals and families.
Cost of Living in South Bend, IN |
|
|---|---|
|
Rent (in city center) |
$1,625 |
|
Utilities (per ~915 square feet) |
$122 |
|
Gas (per gallon) |
$3.16 |
|
Mid-Range Restaurant Meal for Two |
$60 |
Source: Numbeo
Toledo, OH
Toledo combines big-city amenities with small-town affordability. Its thriving arts scene, riverfront parks, and access to Lake Erie provide plenty of entertainment without the big-city price tag. Housing and transportation costs are particularly low, making it an excellent choice for anyone hoping to build savings while enjoying a balanced lifestyle.
Cost of Living in Toledo, OH |
|
|---|---|
|
Rent (in city center) |
$850 |
|
Utilities (per ~915 square feet) |
$199 |
|
Gas (per gallon) |
$3.13 |
|
Mid-Range Restaurant Meal for Two |
$65 |
Source: Numbeo
Montgomery, AL
The Alabama capital boasts a low cost of living and a growing job market in industries like manufacturing, healthcare, and education. Montgomery’s historic neighborhoods, Southern hospitality, and affordable homes make it a hidden gem for those looking to relocate without overspending.
Cost of Living in Montgomery, AL |
|
|---|---|
|
Rent (in city center) |
$1,121 |
|
Utilities (per ~915 square feet) |
$265 |
|
Gas (per gallon) |
$2.77 |
|
Mid-Range Restaurant Meal for Two |
$57 |
Source: Numbeo
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